As many popular stores like Target and Walmart work to earn customer loyalty, they often offer promotional clubs like Target Circle that allow you to collect and save points for future purchases. If you need extra money to deck the halls, “save up all of your Target Circle points and earned gift cards from promotions and use for Christmas decor purchases,” says Sarah, a home decor enthusiast. This will ensure you get the decorative style you want from your favorite stores without breaking the bank.